Named Peril

Haugen Insurance Agents write named peril products for RCIS.

We strive to provide sound, simple advice with a no pressure sales approach for anyone interested in complementing their MPCI strategy. We believe any worthwhile product will be able to sell itself when liabilities are properly presented along with the costs and probability of a claim.

Replant Option
An affordable policy that extends some of the planting window and pays on top of the MPCI claim

 Late Plant Option
This plan pays when a production loss is not paid due to the reduction in guarantee on late planted acres 

Added Price Option
An appealing complement to EU crops, this policy protect each guaranteed MPCI bushel at a small price at the OU level.

Attractive and expensive, the Revenue Protection Policy provides extra coverage above your MPCI guarantee

What about all these other companies?

Add on plans can become rather complex.  95% coverage sounds wonderful at the sales pitch!  Amidst all this hype and promotion, lies the cost.  Some agents will sell anything, regardless of the cost to the farmer, to boost commissions.  Since federal rules limit our MPCI commissions, there is a large incentive for agents to push add on products that don’t cap commission potential.  The question should now become, “What motivates my agent?”