Like other companies, RCIS offers private insurance policies to add onto your MPCI policy. Examples are:
Talk to an HIA agent for more information and pricing. Remember, private add on policies are not government subsidized.
What about all these other companies?
Add on plans can become rather complex. 95% coverage sounds wonderful at the sales pitch! Amidst all this hype and promotion, lies the cost. Some agents will sell anything, regardless of the cost to the farmer to boost commissions. Since federal rules limit our MPCI commissions, there is a large incentive for agents to push add on products that don’t cap commission potential. The question should now become, “What motivates my agent?”